The New Normal….Pandemic Insurance Products
It was only a matter of time before insurers began to develop products to cover pandemics. The products range from traffic monitor apps that pay insureds based on a minimum…
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Analysis of the COVID-19 Pandemic’s Impact on the New York State Workers’ Compensation System
In late June the NYCRIB released a research brief on understanding and estimating the impact of COVID-19 claims. Introduction The COVID-19 pandemic has devastated our communities, brought personal tragedy to…
As COVID-19 Spreads, Beware of employment practices liability (EPL) Risks
As businesses of all sizes strive to protect their employees and preserve cash flow during the coronavirus pandemic, likely the last thing on most of their minds is employment…
Pandemic Roiling Directors and Officers (D&O) Marketplace
As the coronavirus pandemic continues to grow, the directors and officers of public and private organizations are facing risks on two fronts: the economic impacts of COVID-19 and litigation. Adding…
Businesses Can Defer Part of Their Payroll Tax Until Next Year
IRS about payroll tax deferral Employers are responsible for withholding Social Security and Medicare payroll taxes from their employees’ paychecks and paying these taxes along with the employer’s share to…
New Law Provides Flexibility on PPP Loan Forgiveness
PPP loan forgiveness Under a new federal law effective June 5, 2020, the requirements for PPP loan forgiveness have been relaxed in favor of small businesses. What is included in…
NCCI Presumptive Benefits in Workers’ Compensation and COVID-19
Presumptive Benefits in Workers’ Compensation. Emerging Issues Before and After COVID-19. The National Council of Compensation Insurance (“NCCI”) continues to further refine its cost estimates of COVID-19 for the 38…
California Workers’ Compensation Impact Projections – COVID19
Worker’ Comp underwriting strategy for risk selection and understanding of proper pricing during Covid As our clients continue to grow their businesses during the COVID-19 pandemic, it has never become…