I have had the opportunity to have dinner, watch presentations and view hearings with and of the author of the link below, Robert Hartwig. He is absolutely one of the most brilliant people I have ever met. Complete stat machine who intelligently explains expected outcomes better than anyone in the insurance industry, and in a digestible manner. Can almost hear his brain run as he dices slices outcomes to predict the future. Mathematical Prophet.
Extremely impressive credentials — http://topics.wsj.com/person/H/robert-p-hartwig/542
Why I start with this is because you read a lot of information, but this guy nails it and sees things others don’t. I have never heard him so glowing about the go-forward workers’ compensation market! Check out the following for 2013 guidance… Good stuff –